Insurance Sales Agents Salary — Saginaw, Michigan

The average Insurance Sales Agents in Saginaw, Michigan earns $67,770 a year.

$67,770 / year, mean
↓ 17.8% below national average 33th percentile in Michigan

Saginaw pays below most of Michigan for this role, though still within a normal range for the state. That's noticeably below the national average for insurance sales agents, worth factoring into any relocation math. Cost of living here is close to the national average — not a major factor either way. This is a reasonably reliable estimate, though the underlying sample is moderate in size.

Percentile within Michigan

0th 50th 100th
Employment (this metro)
170
Estimate confidence
RSE 5.9%
Cost of living 91 #156 most expensive of 188 cities in this dataset 100 = U.S. average · Source: BEA Regional Price Parities, 2024
Crime index 1688 #77 safest of 188 cities in this dataset Per 100k residents · Source: FBI Crime Data Explorer
Median home value $173,341 #175 priciest of 188 cities in this dataset Source: zillow_real
Median household income $58,347 #174 highest of 188 cities in this dataset Source: Census Bureau ACS 5-year

Combining these four figures gives a fuller picture than salary alone: Saginaw ranks #156 for cost of living and #175 for home prices among the 188 cities in this pilot dataset, which matters as much as the headline salary number when comparing where to live.

San Francisco $114,110 New York $107,190 Vineland $101,290 Philadelphia $100,240 Sacramento $98,800 Rochester $96,150 Los Angeles $95,480 Bloomington $95,420 San Jose $95,300 Fort Myers $94,800 Albany $94,550 Santa Rosa $94,360 San Diego $94,160 Panama City $93,780 Lakeland $91,560 Allentown $91,240 Merced $90,000 Santa Maria $89,290 Lancaster $88,420 Oxnard $87,880 Chicago $87,860 Staunton $87,760 Monroe $87,470 Syracuse $87,430 Hanford $87,410 Columbus $87,350 Erie $87,310 Kiryas Joel $87,210 Trenton $87,150 South Bend $86,760 Indianapolis $86,620 Lafayette $85,960 Medford $85,850 York $84,010 Bloomington $83,840 Olympia $83,660 Santa Cruz $83,660 Flint $83,210 Ithaca $82,890 Harrisonburg $82,440 Lexington $82,410 Harrisburg $82,230 Reading $81,950 Modesto $81,520 Traverse City $81,190 Portland $80,290 Seattle $80,290 Bowling Green $79,920 Fresno $79,550 Detroit $79,420 Vallejo $78,930 Visalia $78,920 Salem $78,810 Kingston $78,060 Buffalo $78,050 Richmond $77,940 State College $77,630 Bellingham $77,340 Utica $77,340 Niles $77,210 Watertown $76,970 Michigan City $76,770 Dallas $76,750 Elkhart $76,630 Grand Rapids $76,200 Baltimore $76,060 Terre Haute $75,890 Spokane $75,790 Eugene $75,670 Lansing $75,130 Virginia Beach $74,970 Miami $74,620 Naples $74,410 Kalamazoo $74,300 Champaign $74,240 San Luis Obispo $74,170 Bend $74,140 Sarasota $73,720 Napa $73,630 Pittsburgh $73,500 Jacksonville $73,350 Riverside $73,330 Ann Arbor $72,800 Tampa $72,420 Mount Vernon $72,350 Lexington Park $72,120 Williamsport $71,970 San Antonio $71,960 Longview $71,720 Kokomo $71,310 Glens Falls $71,180 Charlottesville $71,070 Killeen $70,740 Salinas $70,600 Redding $70,460 Fort Wayne $70,100 Charleston $70,090 Houston $70,050 Albany $69,930 Owensboro $69,280 Scranton $69,240 Midland $69,170 Salisbury $69,170 Palm Bay $69,130 Altoona $68,850 Crestview $68,810 Pensacola $68,730 Chambersburg $68,270 Springfield $68,180 Winchester $68,130 Austin $68,060 Saginaw $67,770 Paducah $67,550 San Angelo $67,550 Elmira $67,540 Stockton $67,520 Wenatchee $67,490 Abilene $67,430 Midland $67,430 Grants Pass $67,180 Muncie $67,150 Battle Creek $67,130 Yakima $66,730 Elizabethtown $66,630 Kankakee $66,580 Johnstown $66,310 Chico $66,260 Lebanon $66,220 Gettysburg $66,160 Decatur $66,120 Orlando $66,050 Lubbock $65,940 Walla Walla $65,770 Corpus Christi $65,310 Hagerstown $65,250 Port St. Lucie $65,200 Yuba City $64,550 Beckley $64,450 Punta Gorda $64,280 Deltona $63,870 Ocala $63,850 Sebastian $63,460 Gainesville $63,370 Rockford $63,290 College Station $63,060 Muskegon $62,780 Roanoke $62,780 Evansville $62,750 Bremerton $62,410 Parkersburg $62,240 Wheeling $62,160 Dover $62,020 Homosassa Springs $61,960 Tyler $61,930 McAllen $61,510 Corvallis $60,740 Bakersfield $60,510 Wildwood $60,480 Bay City $60,450 Wichita Falls $60,440 Brownsville $60,310 Lynchburg $60,110 Tallahassee $59,750 Kennewick $59,690 Longview $59,590 Waco $59,500 Amarillo $59,160 Eagle Pass $58,810 Sebring $58,640 Huntington $58,560 Peoria $58,300 Jackson $57,700 Sherman $57,280 Blacksburg $57,270 Texarkana $56,430 Odessa $56,100 Victoria $55,490 Laredo $54,860 Morgantown $51,570 Weirton $51,040 Beaumont $45,150 El Paso $41,470
CityMean salaryvs. Saginaw
Abilene, Texas$67,430-0.5%
Albany, Oregon$69,930+3.2%
Albany, New York$94,550+39.5%
Allentown, Pennsylvania$91,240+34.6%
Altoona, Pennsylvania$68,850+1.6%
Amarillo, Texas$59,160-12.7%
Ann Arbor, Michigan$72,800+7.4%
Austin, Texas$68,060+0.4%
Bakersfield, California$60,510-10.7%
Baltimore, Maryland$76,060+12.2%
Battle Creek, Michigan$67,130-0.9%
Bay City, Michigan$60,450-10.8%
Beaumont, Texas$45,150-33.4%
Beckley, West Virginia$64,450-4.9%
Bellingham, Washington$77,340+14.1%
Bend, Oregon$74,140+9.4%
Blacksburg, Virginia$57,270-15.5%
Bloomington, Illinois$95,420+40.8%
Bloomington, Indiana$83,840+23.7%
Bowling Green, Kentucky$79,920+17.9%
Bremerton, Washington$62,410-7.9%
Brownsville, Texas$60,310-11.0%
Buffalo, New York$78,050+15.2%
Fort Myers, Florida$94,800+39.9%
Chambersburg, Pennsylvania$68,270+0.7%
Champaign, Illinois$74,240+9.5%
Charleston, West Virginia$70,090+3.4%
Charlottesville, Virginia$71,070+4.9%
Chicago, Illinois$87,860+29.6%
Chico, California$66,260-2.2%
College Station, Texas$63,060-6.9%
Columbus, Indiana$87,350+28.9%
Corpus Christi, Texas$65,310-3.6%
Corvallis, Oregon$60,740-10.4%
Crestview, Florida$68,810+1.5%
Dallas, Texas$76,750+13.3%
Decatur, Illinois$66,120-2.4%
Deltona, Florida$63,870-5.8%
Detroit, Michigan$79,420+17.2%
Dover, Delaware$62,020-8.5%
Eagle Pass, Texas$58,810-13.2%
Elizabethtown, Kentucky$66,630-1.7%
Elkhart, Indiana$76,630+13.1%
Elmira, New York$67,540-0.3%
El Paso, Texas$41,470-38.8%
Erie, Pennsylvania$87,310+28.8%
Eugene, Oregon$75,670+11.7%
Evansville, Indiana$62,750-7.4%
Flint, Michigan$83,210+22.8%
Fort Wayne, Indiana$70,100+3.4%
Fresno, California$79,550+17.4%
Gainesville, Florida$63,370-6.5%
Gettysburg, Pennsylvania$66,160-2.4%
Glens Falls, New York$71,180+5.0%
Grand Rapids, Michigan$76,200+12.4%
Grants Pass, Oregon$67,180-0.9%
Hagerstown, Maryland$65,250-3.7%
Hanford, California$87,410+29.0%
Harrisburg, Pennsylvania$82,230+21.3%
Harrisonburg, Virginia$82,440+21.6%
Homosassa Springs, Florida$61,960-8.6%
Houston, Texas$70,050+3.4%
Huntington, West Virginia$58,560-13.6%
Indianapolis, Indiana$86,620+27.8%
Ithaca, New York$82,890+22.3%
Jackson, Michigan$57,700-14.9%
Jacksonville, Florida$73,350+8.2%
Johnstown, Pennsylvania$66,310-2.2%
Kalamazoo, Michigan$74,300+9.6%
Kankakee, Illinois$66,580-1.8%
Kennewick, Washington$59,690-11.9%
Killeen, Texas$70,740+4.4%
Kingston, New York$78,060+15.2%
Kiryas Joel, New York$87,210+28.7%
Kokomo, Indiana$71,310+5.2%
Lafayette, Indiana$85,960+26.8%
Lakeland, Florida$91,560+35.1%
Lancaster, Pennsylvania$88,420+30.5%
Lansing, Michigan$75,130+10.9%
Laredo, Texas$54,860-19.0%
Lebanon, Pennsylvania$66,220-2.3%
Lexington, Kentucky$82,410+21.6%
Lexington Park, Maryland$72,120+6.4%
Longview, Texas$59,590-12.1%
Longview, Washington$71,720+5.8%
Los Angeles, California$95,480+40.9%
Lubbock, Texas$65,940-2.7%
Lynchburg, Virginia$60,110-11.3%
McAllen, Texas$61,510-9.2%
Medford, Oregon$85,850+26.7%
Merced, California$90,000+32.8%
Miami, Florida$74,620+10.1%
Michigan City, Indiana$76,770+13.3%
Midland, Michigan$69,170+2.1%
Midland, Texas$67,430-0.5%
Modesto, California$81,520+20.3%
Monroe, Michigan$87,470+29.1%
Morgantown, West Virginia$51,570-23.9%
Mount Vernon, Washington$72,350+6.8%
Muncie, Indiana$67,150-0.9%
Muskegon, Michigan$62,780-7.4%
Napa, California$73,630+8.6%
Naples, Florida$74,410+9.8%
New York, New York$107,190+58.2%
Niles, Michigan$77,210+13.9%
Sarasota, Florida$73,720+8.8%
Ocala, Florida$63,850-5.8%
Odessa, Texas$56,100-17.2%
Olympia, Washington$83,660+23.4%
Orlando, Florida$66,050-2.5%
Owensboro, Kentucky$69,280+2.2%
Oxnard, California$87,880+29.7%
Paducah, Kentucky$67,550-0.3%
Palm Bay, Florida$69,130+2.0%
Panama City, Florida$93,780+38.4%
Parkersburg, West Virginia$62,240-8.2%
Pensacola, Florida$68,730+1.4%
Peoria, Illinois$58,300-14.0%
Philadelphia, Pennsylvania$100,240+47.9%
Pittsburgh, Pennsylvania$73,500+8.5%
Portland, Oregon$80,290+18.5%
Port St. Lucie, Florida$65,200-3.8%
Punta Gorda, Florida$64,280-5.1%
Reading, Pennsylvania$81,950+20.9%
Redding, California$70,460+4.0%
Richmond, Virginia$77,940+15.0%
Riverside, California$73,330+8.2%
Roanoke, Virginia$62,780-7.4%
Rochester, New York$96,150+41.9%
Rockford, Illinois$63,290-6.6%
Sacramento, California$98,800+45.8%
Salem, Oregon$78,810+16.3%
Salinas, California$70,600+4.2%
Salisbury, Maryland$69,170+2.1%
San Angelo, Texas$67,550-0.3%
San Antonio, Texas$71,960+6.2%
San Diego, California$94,160+38.9%
San Francisco, California$114,110+68.4%
San Jose, California$95,300+40.6%
San Luis Obispo, California$74,170+9.4%
Santa Cruz, California$83,660+23.4%
Santa Maria, California$89,290+31.8%
Santa Rosa, California$94,360+39.2%
Scranton, Pennsylvania$69,240+2.2%
Seattle, Washington$80,290+18.5%
Sebastian, Florida$63,460-6.4%
Sebring, Florida$58,640-13.5%
Sherman, Texas$57,280-15.5%
South Bend, Indiana$86,760+28.0%
Spokane, Washington$75,790+11.8%
Springfield, Illinois$68,180+0.6%
State College, Pennsylvania$77,630+14.5%
Staunton, Virginia$87,760+29.5%
Stockton, California$67,520-0.4%
Syracuse, New York$87,430+29.0%
Tallahassee, Florida$59,750-11.8%
Tampa, Florida$72,420+6.9%
Terre Haute, Indiana$75,890+12.0%
Texarkana, Texas$56,430-16.7%
Traverse City, Michigan$81,190+19.8%
Trenton, New Jersey$87,150+28.6%
Tyler, Texas$61,930-8.6%
Utica, New York$77,340+14.1%
Vallejo, California$78,930+16.5%
Victoria, Texas$55,490-18.1%
Vineland, New Jersey$101,290+49.5%
Virginia Beach, Virginia$74,970+10.6%
Visalia, California$78,920+16.5%
Waco, Texas$59,500-12.2%
Walla Walla, Washington$65,770-3.0%
Watertown, New York$76,970+13.6%
Weirton, West Virginia$51,040-24.7%
Wenatchee, Washington$67,490-0.4%
Wheeling, West Virginia$62,160-8.3%
Wichita Falls, Texas$60,440-10.8%
Wildwood, Florida$60,480-10.8%
Williamsport, Pennsylvania$71,970+6.2%
Winchester, Virginia$68,130+0.5%
Yakima, Washington$66,730-1.5%
York, Pennsylvania$84,010+24.0%
Yuba City, California$64,550-4.8%
Gross salary
67,770/yr
Estimated take-home
52,943/yr
Est. total withheld
21.9%

Single filer, federal + Michigan state tax + FICA, 2025 rates. Does not include state-specific payroll withholdings beyond income tax (see Data transparency). Not tax advice — verify with a professional for your specific situation.

View cost of living in this state All Insurance Sales Agents salaries in Michigan → All Insurance Sales Agents salaries →
Data transparency

Sources used for this page

Official occupation and area metadata behind the visible salary, cost, housing and safety signals.

Occupation 41-3021 SOC code
Official area Saginaw, MI BLS metro/geographic area
Area code 40980 Stable geographic key
Reference year 2025 BLS OEWS
Cost: bea_realHousing: zillow_realCrime: latest availableNet-pay source: mi_treasury_verificado 2025
No additional caveats are attached to this row.
Methodology

How this page is built

The salary figure is the mean annual wage reported by the BLS Occupational Employment and Wage Statistics (OEWS) program for this occupation and metro area. Percentile and national-average comparisons are calculated directly from the 188 cities currently in this dataset, not from a fixed external benchmark. Cost of living, crime and housing figures come from BEA, FBI and Zillow respectively — see "Data transparency" above for the exact sources and reference years used on this specific page.

Confidence: the RSE (relative standard error) shown under Overview indicates how reliable the salary estimate is for this metro — a lower RSE means a larger underlying sample.

On this page

Where this is

AK HI

Highlighted: Michigan

Population (metro area)
189,210