Training and Development Specialists Salary — Owensboro, Kentucky

The average Training and Development Specialists in Owensboro, Kentucky earns $60,490 a year.

$60,490 / year, mean
↓ 20.5% below national average 17th percentile in Kentucky

Owensboro pays below most of Kentucky for this role, though still within a normal range for the state. That's noticeably below the national average for training and development specialists, worth factoring into any relocation math. Cost of living here runs below the national average, which can offset a lower headline salary. This is a high-confidence estimate, based on a large sample of reported wages.

Percentile within Kentucky

0th 50th 100th
Employment (this metro)
90
Estimate confidence
RSE 3.8%
Cost of living 89 #172 most expensive of 188 cities in this dataset 100 = U.S. average · Source: BEA Regional Price Parities, 2024
Crime index 1461 #33 safest of 188 cities in this dataset Per 100k residents · Source: FBI Crime Data Explorer
Median home value $213,657 #162 priciest of 188 cities in this dataset Source: zillow_real
Median household income $65,656 #132 highest of 188 cities in this dataset Source: Census Bureau ACS 5-year

Combining these four figures gives a fuller picture than salary alone: Owensboro ranks #172 for cost of living and #162 for home prices among the 188 cities in this pilot dataset, which matters as much as the headline salary number when comparing where to live.

San Jose $109,240 San Francisco $100,800 Kennewick $100,740 Seattle $95,580 Lexington Park $93,160 San Luis Obispo $89,500 Napa $87,080 New York $86,900 Bremerton $85,750 Salem $85,000 Portland $84,630 Olympia $84,550 Vallejo $83,270 Santa Maria $83,050 Sacramento $82,910 Crestview $82,830 San Diego $82,430 Philadelphia $82,160 Mount Vernon $81,740 Modesto $81,590 Trenton $81,200 Santa Cruz $80,590 Baltimore $80,520 Corvallis $80,340 Santa Rosa $80,250 Pensacola $80,100 Peoria $80,010 Niles $79,940 Bend $79,690 Los Angeles $79,570 Charlottesville $79,510 Syracuse $79,440 Albany $79,290 Palm Bay $79,240 Richmond $79,200 Dover $79,100 Grants Pass $78,940 Midland $78,800 Naples $77,930 Medford $77,300 Wenatchee $77,150 Kiryas Joel $76,870 Fresno $76,560 Salinas $76,550 Ann Arbor $76,420 Morgantown $76,220 Pittsburgh $76,100 Dallas $76,020 Miami $75,710 Jacksonville $75,690 Parkersburg $75,510 Lynchburg $75,500 Bloomington $75,420 Orlando $75,290 Austin $75,260 Chicago $74,980 State College $74,450 Harrisburg $74,220 Evansville $74,070 Bellingham $73,750 Rochester $73,730 Virginia Beach $73,170 Longview $73,130 Detroit $72,830 Beaumont $72,790 El Centro $72,710 Oxnard $72,560 Midland $72,500 Springfield $72,330 Sarasota $72,250 Allentown $72,010 Binghamton $71,840 Weirton $71,630 Ithaca $71,410 York $71,350 Stockton $71,280 Buffalo $71,200 Fort Wayne $71,110 Bloomington $71,090 Indianapolis $71,080 Kalamazoo $70,780 Roanoke $70,710 Tampa $70,580 Redding $70,570 Lancaster $70,490 Fort Myers $70,340 Champaign $70,330 Houston $70,090 Visalia $70,050 Glens Falls $69,960 Panama City $69,880 Kingston $69,850 Gainesville $69,540 Bay City $69,510 Chico $69,500 Erie $69,450 Riverside $69,360 Lexington $69,350 Louisville $69,160 Elmira $69,140 Gettysburg $69,140 Merced $69,120 Lansing $69,070 Utica $69,050 Scranton $68,710 Wildwood $68,550 Kankakee $68,440 Spokane $68,200 Eugene $68,120 Hagerstown $67,940 Charleston $67,850 Blacksburg $67,610 Sebring $67,550 Staunton $67,350 Flint $67,210 Hanford $67,060 Bakersfield $67,040 Saginaw $66,980 Reading $66,970 Port St. Lucie $66,880 Williamsport $66,770 Jackson $66,700 Paducah $66,360 Grand Rapids $66,240 Altoona $66,080 Elizabethtown $65,820 Tallahassee $65,730 Yuba City $65,370 Winchester $65,350 Sebastian $65,070 Yakima $65,010 Lakeland $64,990 Waco $64,900 Albany $64,840 Chambersburg $64,790 Deltona $64,610 Battle Creek $64,530 Salisbury $64,520 Rockford $64,470 Kokomo $64,430 San Angelo $64,410 Traverse City $64,280 Ocala $64,150 Walla Walla $63,950 Bowling Green $63,840 Elkhart $63,420 Lebanon $63,380 Muskegon $62,860 Vineland $62,860 Watertown $62,500 Atlantic City $62,320 Punta Gorda $62,080 Longview $62,070 Michigan City $61,800 Johnstown $61,630 Beckley $61,440 Harrisonburg $61,170 Muncie $61,000 San Antonio $60,800 Huntington $60,600 Owensboro $60,490 Lafayette $59,760 Corpus Christi $59,640 Columbus $59,340 Killeen $59,200 College Station $59,040 Victoria $58,240 Terre Haute $58,030 Abilene $57,970 El Paso $57,750 Wheeling $57,750 South Bend $57,640 Wichita Falls $57,600 Tyler $57,060 Homosassa Springs $57,000 Odessa $56,880 Amarillo $56,680 Decatur $56,110 Sherman $55,430 Brownsville $54,620 McAllen $52,150 Lubbock $52,060 Texarkana $47,520 Laredo $45,880
CityMean salaryvs. Owensboro
Abilene, Texas$57,970-4.2%
Albany, Oregon$64,840+7.2%
Albany, New York$79,290+31.1%
Allentown, Pennsylvania$72,010+19.0%
Altoona, Pennsylvania$66,080+9.2%
Amarillo, Texas$56,680-6.3%
Ann Arbor, Michigan$76,420+26.3%
Atlantic City, New Jersey$62,320+3.0%
Austin, Texas$75,260+24.4%
Bakersfield, California$67,040+10.8%
Baltimore, Maryland$80,520+33.1%
Battle Creek, Michigan$64,530+6.7%
Bay City, Michigan$69,510+14.9%
Beaumont, Texas$72,790+20.3%
Beckley, West Virginia$61,440+1.6%
Bellingham, Washington$73,750+21.9%
Bend, Oregon$79,690+31.7%
Binghamton, New York$71,840+18.8%
Blacksburg, Virginia$67,610+11.8%
Bloomington, Illinois$75,420+24.7%
Bloomington, Indiana$71,090+17.5%
Bowling Green, Kentucky$63,840+5.5%
Bremerton, Washington$85,750+41.8%
Brownsville, Texas$54,620-9.7%
Buffalo, New York$71,200+17.7%
Fort Myers, Florida$70,340+16.3%
Chambersburg, Pennsylvania$64,790+7.1%
Champaign, Illinois$70,330+16.3%
Charleston, West Virginia$67,850+12.2%
Charlottesville, Virginia$79,510+31.4%
Chicago, Illinois$74,980+24.0%
Chico, California$69,500+14.9%
College Station, Texas$59,040-2.4%
Columbus, Indiana$59,340-1.9%
Corpus Christi, Texas$59,640-1.4%
Corvallis, Oregon$80,340+32.8%
Crestview, Florida$82,830+36.9%
Dallas, Texas$76,020+25.7%
Decatur, Illinois$56,110-7.2%
Deltona, Florida$64,610+6.8%
Detroit, Michigan$72,830+20.4%
Dover, Delaware$79,100+30.8%
El Centro, California$72,710+20.2%
Elizabethtown, Kentucky$65,820+8.8%
Elkhart, Indiana$63,420+4.8%
Elmira, New York$69,140+14.3%
El Paso, Texas$57,750-4.5%
Erie, Pennsylvania$69,450+14.8%
Eugene, Oregon$68,120+12.6%
Evansville, Indiana$74,070+22.4%
Flint, Michigan$67,210+11.1%
Fort Wayne, Indiana$71,110+17.6%
Fresno, California$76,560+26.6%
Gainesville, Florida$69,540+15.0%
Gettysburg, Pennsylvania$69,140+14.3%
Glens Falls, New York$69,960+15.7%
Grand Rapids, Michigan$66,240+9.5%
Grants Pass, Oregon$78,940+30.5%
Hagerstown, Maryland$67,940+12.3%
Hanford, California$67,060+10.9%
Harrisburg, Pennsylvania$74,220+22.7%
Harrisonburg, Virginia$61,170+1.1%
Homosassa Springs, Florida$57,000-5.8%
Houston, Texas$70,090+15.9%
Huntington, West Virginia$60,600+0.2%
Indianapolis, Indiana$71,080+17.5%
Ithaca, New York$71,410+18.1%
Jackson, Michigan$66,700+10.3%
Jacksonville, Florida$75,690+25.1%
Johnstown, Pennsylvania$61,630+1.9%
Kalamazoo, Michigan$70,780+17.0%
Kankakee, Illinois$68,440+13.1%
Kennewick, Washington$100,740+66.5%
Killeen, Texas$59,200-2.1%
Kingston, New York$69,850+15.5%
Kiryas Joel, New York$76,870+27.1%
Kokomo, Indiana$64,430+6.5%
Lafayette, Indiana$59,760-1.2%
Lakeland, Florida$64,990+7.4%
Lancaster, Pennsylvania$70,490+16.5%
Lansing, Michigan$69,070+14.2%
Laredo, Texas$45,880-24.2%
Lebanon, Pennsylvania$63,380+4.8%
Lexington, Kentucky$69,350+14.6%
Lexington Park, Maryland$93,160+54.0%
Longview, Texas$62,070+2.6%
Longview, Washington$73,130+20.9%
Los Angeles, California$79,570+31.5%
Louisville, Kentucky$69,160+14.3%
Lubbock, Texas$52,060-13.9%
Lynchburg, Virginia$75,500+24.8%
McAllen, Texas$52,150-13.8%
Medford, Oregon$77,300+27.8%
Merced, California$69,120+14.3%
Miami, Florida$75,710+25.2%
Michigan City, Indiana$61,800+2.2%
Midland, Michigan$78,800+30.3%
Midland, Texas$72,500+19.9%
Modesto, California$81,590+34.9%
Morgantown, West Virginia$76,220+26.0%
Mount Vernon, Washington$81,740+35.1%
Muncie, Indiana$61,000+0.8%
Muskegon, Michigan$62,860+3.9%
Napa, California$87,080+44.0%
Naples, Florida$77,930+28.8%
New York, New York$86,900+43.7%
Niles, Michigan$79,940+32.2%
Sarasota, Florida$72,250+19.4%
Ocala, Florida$64,150+6.1%
Odessa, Texas$56,880-6.0%
Olympia, Washington$84,550+39.8%
Orlando, Florida$75,290+24.5%
Oxnard, California$72,560+20.0%
Paducah, Kentucky$66,360+9.7%
Palm Bay, Florida$79,240+31.0%
Panama City, Florida$69,880+15.5%
Parkersburg, West Virginia$75,510+24.8%
Pensacola, Florida$80,100+32.4%
Peoria, Illinois$80,010+32.3%
Philadelphia, Pennsylvania$82,160+35.8%
Pittsburgh, Pennsylvania$76,100+25.8%
Portland, Oregon$84,630+39.9%
Port St. Lucie, Florida$66,880+10.6%
Punta Gorda, Florida$62,080+2.6%
Reading, Pennsylvania$66,970+10.7%
Redding, California$70,570+16.7%
Richmond, Virginia$79,200+30.9%
Riverside, California$69,360+14.7%
Roanoke, Virginia$70,710+16.9%
Rochester, New York$73,730+21.9%
Rockford, Illinois$64,470+6.6%
Sacramento, California$82,910+37.1%
Saginaw, Michigan$66,980+10.7%
Salem, Oregon$85,000+40.5%
Salinas, California$76,550+26.5%
Salisbury, Maryland$64,520+6.7%
San Angelo, Texas$64,410+6.5%
San Antonio, Texas$60,800+0.5%
San Diego, California$82,430+36.3%
San Francisco, California$100,800+66.6%
San Jose, California$109,240+80.6%
San Luis Obispo, California$89,500+48.0%
Santa Cruz, California$80,590+33.2%
Santa Maria, California$83,050+37.3%
Santa Rosa, California$80,250+32.7%
Scranton, Pennsylvania$68,710+13.6%
Seattle, Washington$95,580+58.0%
Sebastian, Florida$65,070+7.6%
Sebring, Florida$67,550+11.7%
Sherman, Texas$55,430-8.4%
South Bend, Indiana$57,640-4.7%
Spokane, Washington$68,200+12.7%
Springfield, Illinois$72,330+19.6%
State College, Pennsylvania$74,450+23.1%
Staunton, Virginia$67,350+11.3%
Stockton, California$71,280+17.8%
Syracuse, New York$79,440+31.3%
Tallahassee, Florida$65,730+8.7%
Tampa, Florida$70,580+16.7%
Terre Haute, Indiana$58,030-4.1%
Texarkana, Texas$47,520-21.4%
Traverse City, Michigan$64,280+6.3%
Trenton, New Jersey$81,200+34.2%
Tyler, Texas$57,060-5.7%
Utica, New York$69,050+14.2%
Vallejo, California$83,270+37.7%
Victoria, Texas$58,240-3.7%
Vineland, New Jersey$62,860+3.9%
Virginia Beach, Virginia$73,170+21.0%
Visalia, California$70,050+15.8%
Waco, Texas$64,900+7.3%
Walla Walla, Washington$63,950+5.7%
Watertown, New York$62,500+3.3%
Weirton, West Virginia$71,630+18.4%
Wenatchee, Washington$77,150+27.5%
Wheeling, West Virginia$57,750-4.5%
Wichita Falls, Texas$57,600-4.8%
Wildwood, Florida$68,550+13.3%
Williamsport, Pennsylvania$66,770+10.4%
Winchester, Virginia$65,350+8.0%
Yakima, Washington$65,010+7.5%
York, Pennsylvania$71,350+18.0%
Yuba City, California$65,370+8.1%
Gross salary
60,490/yr
Estimated take-home
47,707/yr
Est. total withheld
21.1%

Single filer, federal + Kentucky state tax + FICA, 2026 rates. Does not include state-specific payroll withholdings beyond income tax (see Data transparency). Not tax advice — verify with a professional for your specific situation.

View cost of living in this state All Training and Development Specialists salaries in Kentucky → All Training and Development Specialists salaries →
Data transparency

Sources used for this page

Official occupation and area metadata behind the visible salary, cost, housing and safety signals.

Occupation 13-1151 SOC code
Official area Owensboro, KY BLS metro/geographic area
Area code 36980 Stable geographic key
Reference year 2025 BLS OEWS
Cost: bea_realHousing: zillow_realCrime: latest availableNet-pay source: ky_dor_verificado 2026
No additional caveats are attached to this row.
Methodology

How this page is built

The salary figure is the mean annual wage reported by the BLS Occupational Employment and Wage Statistics (OEWS) program for this occupation and metro area. Percentile and national-average comparisons are calculated directly from the 188 cities currently in this dataset, not from a fixed external benchmark. Cost of living, crime and housing figures come from BEA, FBI and Zillow respectively — see "Data transparency" above for the exact sources and reference years used on this specific page.

Confidence: the RSE (relative standard error) shown under Overview indicates how reliable the salary estimate is for this metro — a lower RSE means a larger underlying sample.

On this page

Where this is

AK HI

Highlighted: Kentucky

Population (metro area)
112,322