Insurance Underwriters Salary — Houston, Texas

The average Insurance Underwriters in Houston, Texas earns $87,040 a year.

$87,040 / year, mean
↓ 8.6% below national average 60th percentile in Texas

Houston sits roughly in the middle of the pack for this role within Texas — neither a standout nor a laggard. That's noticeably below the national average for insurance underwriters, worth factoring into any relocation math. Cost of living here is close to the national average — not a major factor either way. This is a high-confidence estimate, based on a large sample of reported wages.

Percentile within Texas

0th 50th 100th
Employment (this metro)
1,520
Estimate confidence
RSE 3.2%
Cost of living 99 #69 most expensive of 188 cities in this dataset 100 = U.S. average · Source: BEA Regional Price Parities, 2024
Crime index 2109 #114 safest of 188 cities in this dataset Per 100k residents · Source: FBI Crime Data Explorer
Median home value $308,306 #99 priciest of 188 cities in this dataset Source: zillow_real
Median household income $80,458 #49 highest of 188 cities in this dataset Source: Census Bureau ACS 5-year

Combining these four figures gives a fuller picture than salary alone: Houston ranks #69 for cost of living and #99 for home prices among the 188 cities in this pilot dataset, which matters as much as the headline salary number when comparing where to live.

Seattle $114,200 New York $111,900 Chicago $106,450 San Francisco $105,860 Rochester $104,740 Fresno $104,650 Los Angeles $104,220 Sacramento $103,210 San Diego $102,940 Trenton $101,670 Ocala $101,360 Fort Myers $99,890 Philadelphia $99,570 Albany $98,990 Spokane $98,780 Buffalo $98,050 Kiryas Joel $97,090 Baltimore $96,940 Oxnard $96,350 Syracuse $95,530 Deltona $94,390 San Jose $94,220 Riverside $94,060 Dallas $94,020 Jacksonville $93,240 Richmond $92,670 Miami $92,640 Hagerstown $91,570 Pensacola $91,450 San Antonio $91,380 Lafayette $91,010 Lexington $90,840 Ann Arbor $90,590 Portland $90,390 Sarasota $90,120 Charleston $89,570 Charlottesville $88,470 Virginia Beach $88,450 Orlando $88,020 Pittsburgh $87,820 Allentown $87,470 Houston $87,040 Tampa $85,840 Detroit $85,720 Springfield $84,920 Austin $83,780 Lancaster $83,580 Louisville $83,300 Peoria $83,300 Grand Rapids $82,210 Harrisburg $81,680 Indianapolis $80,450 Sebastian $79,780 Gainesville $78,830 Atlantic City $78,810 Traverse City $77,550 Lansing $76,330 Roanoke $75,070 Fort Wayne $71,470 Tallahassee $70,130 Waco $67,280 Scranton $65,250
CityMean salaryvs. Houston
Albany, New York$98,990+13.7%
Allentown, Pennsylvania$87,470+0.5%
Ann Arbor, Michigan$90,590+4.1%
Atlantic City, New Jersey$78,810-9.5%
Austin, Texas$83,780-3.7%
Baltimore, Maryland$96,940+11.4%
Buffalo, New York$98,050+12.6%
Fort Myers, Florida$99,890+14.8%
Charleston, West Virginia$89,570+2.9%
Charlottesville, Virginia$88,470+1.6%
Chicago, Illinois$106,450+22.3%
Dallas, Texas$94,020+8.0%
Deltona, Florida$94,390+8.4%
Detroit, Michigan$85,720-1.5%
Fort Wayne, Indiana$71,470-17.9%
Fresno, California$104,650+20.2%
Gainesville, Florida$78,830-9.4%
Grand Rapids, Michigan$82,210-5.5%
Hagerstown, Maryland$91,570+5.2%
Harrisburg, Pennsylvania$81,680-6.2%
Indianapolis, Indiana$80,450-7.6%
Jacksonville, Florida$93,240+7.1%
Kiryas Joel, New York$97,090+11.5%
Lafayette, Indiana$91,010+4.6%
Lancaster, Pennsylvania$83,580-4.0%
Lansing, Michigan$76,330-12.3%
Lexington, Kentucky$90,840+4.4%
Los Angeles, California$104,220+19.7%
Louisville, Kentucky$83,300-4.3%
Miami, Florida$92,640+6.4%
New York, New York$111,900+28.6%
Sarasota, Florida$90,120+3.5%
Ocala, Florida$101,360+16.5%
Orlando, Florida$88,020+1.1%
Oxnard, California$96,350+10.7%
Pensacola, Florida$91,450+5.1%
Peoria, Illinois$83,300-4.3%
Philadelphia, Pennsylvania$99,570+14.4%
Pittsburgh, Pennsylvania$87,820+0.9%
Portland, Oregon$90,390+3.8%
Richmond, Virginia$92,670+6.5%
Riverside, California$94,060+8.1%
Roanoke, Virginia$75,070-13.8%
Rochester, New York$104,740+20.3%
Sacramento, California$103,210+18.6%
San Antonio, Texas$91,380+5.0%
San Diego, California$102,940+18.3%
San Francisco, California$105,860+21.6%
San Jose, California$94,220+8.2%
Scranton, Pennsylvania$65,250-25.0%
Seattle, Washington$114,200+31.2%
Sebastian, Florida$79,780-8.3%
Spokane, Washington$98,780+13.5%
Springfield, Illinois$84,920-2.4%
Syracuse, New York$95,530+9.8%
Tallahassee, Florida$70,130-19.4%
Tampa, Florida$85,840-1.4%
Traverse City, Michigan$77,550-10.9%
Trenton, New Jersey$101,670+16.8%
Virginia Beach, Virginia$88,450+1.6%
Waco, Texas$67,280-22.7%
Gross salary
87,040/yr
Estimated take-home
70,063/yr
Est. total withheld
19.5%

Single filer, federal income tax + FICA only, 2025 rates — Texas has no state income tax on wages. Does not include state-specific payroll withholdings beyond income tax (see Data transparency). Not tax advice — verify with a professional for your specific situation.

View cost of living in this state All Insurance Underwriters salaries in Texas → All Insurance Underwriters salaries →
Data transparency

Sources used for this page

Official occupation and area metadata behind the visible salary, cost, housing and safety signals.

Occupation 13-2053 SOC code
Official area Houston-Pasadena-The Woodlands, TX BLS metro/geographic area
Area code 26420 Stable geographic key
Reference year 2025 BLS OEWS
Cost: bea_realHousing: zillow_realCrime: latest availableNet-pay source: tx_constitucion_verificado 2025
Metro also includes
PasadenaThe Woodlands
No additional caveats are attached to this row.
Methodology

How this page is built

The salary figure is the mean annual wage reported by the BLS Occupational Employment and Wage Statistics (OEWS) program for this occupation and metro area. Percentile and national-average comparisons are calculated directly from the 188 cities currently in this dataset, not from a fixed external benchmark. Cost of living, crime and housing figures come from BEA, FBI and Zillow respectively — see "Data transparency" above for the exact sources and reference years used on this specific page.

Confidence: the RSE (relative standard error) shown under Overview indicates how reliable the salary estimate is for this metro — a lower RSE means a larger underlying sample.

On this page

Where this is

AK HI

Highlighted: Texas

Population (metro area)
7,274,714